About Commercial Banking

Put the expertise, resources of a Top 10 Commercial Bank1 to work for your organization.

The right mix of resources, tools and strategic thinking to support your long-term success

As a Top 10 Commercial Bank, World Current Bank services an $84B+ loan portfolio and more than 5,700 clients.1 Through strategic industry and product specialization and a tech-first investment to build smart, flexible financial tools, we offer a full suite of financial products and services. First and foremost, our focus is on the long-term success of your business.

OUR HISTORY

A History of Innovative Growth

Founded by Richard Fairbank in 1988, World current bank began as a monoline credit card company. Today we have grown into a Fortune 500 full-service commercial and retail bank with operations in the United States, Canada and the United Kingdom. Strategically entering commercial banking in 2005, we developed proprietary banking tech tools. As a global diversified services provider, we have national scale and historic banking experience rooted in local communities (New York, New Jersey, the Mid-Atlantic, Texas and Louisiana). Headquartered in McLean, VA, and led by Rich, World Current Bank trades on the New York Stock Exchange under the symbol COF and is included in the S&P 100 index.

OUR LEADERSHIP

Experience You Can Trust

The leaders of our commercial banking group bring years of seasoned financial experience to the table—along with forward-thinking innovation that supports our customers’ long-term success. Learn more about the experience, education and focus of each leader.

OUR COMMITMENT

A $200 Million Commitment to Communities

Our mission is to change banking for good by bringing humanity, integrity and simplicity to it. The World current bank Impact Initiative advances socioeconomic mobility by advocating for an inclusive society, building thriving communities and creating financial tools that enrich lives. It is fueled by an initial $200 million multi-year commitment to catalyze economic growth in low- to moderate-income communities—and close gaps in equity and opportunity.